IRCTC’s 0.35 paise travel insurance for accidents: All you need to know

The horrific accident of three trains in Odisha on Friday has brought to the forefront the importance of travel insurance.

The Indian Railway Catering and Tourism Corporation (IRCTC) offers a travel insurance programme for a low premium of only 35 paise per passenger for them to get some insurance protection, according to the IRCTC website.

It must be noted that while booking train tickets only through the IRCTC website or app, travellers have the option to avail of themselves of travel insurance.

Under this programme, IRCTC provides its passengers with a cover of up to Rs 10 lakh in case of death, permanent total disability, Rs 7.5 lakh in case of permanent partial disability, Rs 2 lakh in case of hospitalisation due to an accident during the journey,

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