IRCTC: How IRCTC’s 0.35 paise travel insurance works; process to claim up to Rs 10 lakh
A tragic incident involving a train accident in Odisha brought to light the significance of safety and financial protection for railway passengers. The Indian Railways offers a travel insurance program for a low cost of Rs 35 paise per passenger to provide some level of insurance protection.
IRCTC provides travel insurance on e-tickets as an optional service for a small price, which the traveller must select at the time of booking. Note that once the ticket has been booked you cannot choose insurance. However, it is not mandatory to buy travel insurance while booking a ticket through IRCTC.
According to IRCTC website, the premium with effect from November 1, 2021 is Re. 35 paise per passenger inclusive of all taxes.
